Offering Values-Based Decisions

first_imgThe reason to offer your dream client a decision around what is more important, price or cost, is that it helps them think through what is more important, why it’s more important, and what will best serve their needs. This is a value-based decision. If price is more important, the outcomes are not important enough to make the appropriate investment. If the outcomes are more valuable, then it’s worth paying more.When you ask your prospective client for a meeting by trading the value of an executive briefing designed to help them make new distinctions about their business and the choices they’ll need to make in the not too distant future, you are asking them which they value more, their 20-minutes or ideas that will help them improve their performance.Asking to bring additional stakeholders and the other people who will help your contact decide what to do and who to choose as a partner often causes them to be concerned about the challenges ahead. When you share that leaving them out means those whose needs were ignored or intentionally removed have the moral high ground and the case that they shouldn’t be forced to go along will have a strong case, something avoided by engaging them. This choice is about whether the outcome is worth the effort to bring their team along.Consultative selling isn’t easy. You have to provide insight, ideas, vision, and wisdom. One of the ways you help people make the best decision and take action is to illuminate the choices available to them—along with the potential consequences. When those choices are around values, the choices become clearer, as do the decisions. When values are in conflict, clarifying the higher value tends to make decisions easier. Essential Reading! Get my 2nd book: The Lost Art of Closing “In The Lost Art of Closing, Anthony proves that the final commitment can actually be one of the easiest parts of the sales process—if you’ve set it up properly with other commitments that have to happen long before the close. The key is to lead customers through a series of necessary steps designed to prevent a purchase stall.” Buy Nowlast_img read more

Review of England tour to be done after manager submits report: Vinod Rai

first_imgCommittee of Administrators (CoA) chief Vinod Rai said that a review of the England series will be done after the team manager submits his report.”I am not committing anything but there is always a review, once the team manager submits his report, we will take a view on it,” Rai told ANI.India already lost the Test series before the fifth Test started and the team’s inconsistency overall has cost them the series. While the team did gain upper hand and dominated some sessions, they failed to grab the opportunity and turn the tide in their favour completely.The batsmen barring captain Virat Kohli have failed to fire on a regular basis while the bowlers have failed to zip past the lower-order on each occasion after exposing the middle and lower-middle order early in most of the innings.India lost the first Test at Edgbaston by 31 runs, chasing a target of 194. They were blown away at Lord’s in the second game with an innings defeat and 159 runs. India did manage to bounce back with an improved performance to win the third Test in Nottingham by 203 runs.However, in the fourth Test at Southampton, India had frittered the advantage they gained earlier in the first innings, with the English lower-order batsmen making merry in the second innings. Setting a target of 244, India were cruising at 123 for 3 at one stage, before collapsing to be all out for 184. It was the team’s third consecutive defeat in England.In the fifth Test as well, India have failed to take advantage yet again after reducing England to 181/7 in their first innings. The English tail wagged again and along with Jos Buttler, they managed to take the home side’s total to 332.advertisementChasing that, India lost six wickets for 160, with Ravindra Jadeja and debutant Hanuma Vihari tasked to rescue the visitors by replicating England’s low-order show to bring Kohli’s men back into the game.(With inputs from ANI)last_img read more

Wolverhampton Wanderers and Crystal Palace ease into FA Cup quarter-finals

first_imgWolverhampton Wanderers’ impressive season continued as they moved into the quarter-finals of the FA Cup with Ivan Cavaleiro’s first-half goal sealing a 1-0 victory at Championship (second-tier) club Bristol City on Sunday.Portuguese Cavaleiro slotted home clinically in the 28th minute after great work by Matt Doherty and it was enough for Wolves to reach the last eight for the first time since 2003.After a mass exodus of Premier League clubs in the previous two rounds, Wolves continued a good weekend for the big boys which saw Manchester City, Brighton & Hove Albion, Watford and Crystal Palace all send lower-league opposition packing.Palace were far too good on Sunday for third-tier Doncaster Rovers, with first-half goals by Jeffrey Schlupp and Max Meyer securing a 2-0 win to send Roy Hodgson’s side into the last eight for only the second time in 24 years.Schlupp ran through to fire home in the eighth minute and Meyer’s effort on the stroke of halftime deflated the hosts who had hoped for a first-ever run to the last eight.In the day’s other fifth-round tie, Swansea City recovered from a halftime deficit at home to fellow Championship outfit Brentford to win 4-1 at the Liberty Stadium.Bersant Celina’s free kick rebounded off the post and in off keeper Luke Daniel to level it up before a wonderful solo goal by Daniel James put the Welsh club ahead.With Brentford down to 10 men after a red card for Ezri Konsa, Celina made it 3-1 and George Byers added a late fourth goal to seal a second successive quarter-final appearance for the Swans.advertisement DARK HORSESComfortably placed in the Premier League and with Liverpool’s scalp in the FA Cup already, Wolves have emerged as dark horses to go all the way this season.In the first half at Bristol City they certainly had the look of a side who fancy their chances.Doherty was a constant menace for the Bristol defence and he was unlucky not to score when his shot hit the woodwork after a flowing move down the right.It was his trickery that opened up the home defence again before his cut back picked out Cavaleiro to fire home.The second half was a different story as City, sixth in the second tier, improved dramatically and forced Wolves keeper John Ruddy into several sharp saves.Substitute Matty Taylor was twice denied and in stoppage time, with City throwing the kitchen sink at Wolves, Ruddy reacted well to stop opposite number Frank Fielding equalising after he had gone up for a corner.”I’m very happy, it was very tough, but I’m happy for fans and it was a moment of joy,” said Wolves boss Nuno Espirito Santo, who has guided his team to seventh on their top-flight return. “In the first half they gave us space but then they changed it and they are a tough team.”Only seven of the 16 teams to reach the fifth round were from the Premier League but with Chelsea hosting Manchester United on Monday in a repeat of last season’s final, six of the teams in the last eight will be from the top flight.Also Read | ISL: Delhi pip Bengaluru 3-2 with help of Daniel Lalhlimpuia braceAlso Read | Club statement: Minerva Punjab has not forfeited I-League match against Real Kashmirlast_img read more

Star College QB Suffered Season-Ending Injury

first_imgHouston Cougars football's TDECU Stadium.HOUSTON, TX – OCTOBER 17: A general view of the field prior to the start of the game between the Temple Owls and the Houston Cougars at TDECU Stadium on October 17, 2014 in Houston, Texas. (Photo by Scott Halleran/Getty Images)One of the most-productive quarterbacks in college football suffered a season-ending injury earlier this week. Houston’s D’Eriq King reportedly suffered a torn Meniscus in the Cougars game against Tulane on Thursday night.As a result, he’ll miss Houston’s final regular season game against Memphis next weekend and a likely appearance in the AAC title game.It’s a tough blow for the Cougars, who also saw a blow-up between head coach Major Applewhite and star defensive tackle Ed Oliver earlier in the game as well.Houston quarterback D’Eriq King suffered a torn meniscus in his right knee during Thursday’s win over Tulane and will miss the remainder of the season, a person with knowledge of the situation said Friday. He leads FBS with 50 touchdowns this season.— Joseph Duarte (@Joseph_Duarte) November 16, 2018King is the FBS leader in touchdowns this season. The junior quarterback has been a dominant dual-threat presence for the Cougars all season long.During the 2018 season, King racked up  2,982 yards and 36 touchdowns through the air and 674 yards and 14 touchdowns on the ground.Houston will likely turn to true freshman Clayton Tune with the injury to King. The Cougars also have Tennessee transfer Quinten Dormady on the roster.last_img read more

Nam Cheong Hauls in $43.1 Mln

first_imgzoom Nam Cheong Limited, a group specialising in the building of offshore support vessels (OSVs), has sold another two vessels worth approx. $43.1 million, making it a record sale of seven vessels within the first three months of this year.With these latest contracts, Nam Cheong’s order book has hit $428 million mark.One anchor handling towing supply (AHTS) vessel was sold to an emerging player in the oil and gas sector, a subsidiary of a new customer, Kayfour Development Corporation Sdn Bhd, which will be operating the vessel via its subsidiary, Multi Marine Venture Sdn Bhd.Sale of one platform supply vessel (PSV) was made to a repeat customer in West Africa, E.A. Temile and Sons Development Company of Nigeria Limited, an established engineering and construction company. In October 2012, Nam Cheong sold a similar PSV measuring at 5,000 dead weight tonne (dwt) to the same customer.Both vessels sold are being constructed as part of the Group’s build-to-stock series in China. The vessels are slated for delivery in 2014. namcheong, March 31, 2014last_img read more

Small Businesses Partner with Universities Colleges to Innovate Grow

first_imgFifty-one small businesses are getting help to get a new product or service closer or to market. The businesses are receiving vouchers, or credit notes, for professional support and advice from Nova Scotia universities and colleges, as part of the province’s Productivity and Innovation Voucher Program. “With these vouchers, 51 small businesses from across Nova Scotia will benefit from the wealth of expertise available at our universities and colleges,” said Michel Samson, Minister of Economic and Rural Development and Tourism. “These businesses are great examples of the entrepreneurial spirit that exists within our province and I am pleased we can support them.” Forty-one are first-time recipients of up to $15,000 vouchers for advice and services from academic experts in areas such as applied research, engineering services, field testing, prototyping, product design and feasibility studies to help move a new product or service to market. SkySquirrel Technologies Inc., based in Cap Le Moine, Inverness Co., is one of the recipients. It develops technologies for small, unmanned aircraft. It will work with the Université Sainte-Anne on a feasibility study to identify potential markets for commercial drones, such as search and rescue missions and agricultural. “Our unmanned aircraft technology has applications in many different market sectors, each with specific needs,” said Richard van der Put, co-founder and research and development director, SkySquirrel Technologies Inc. “The voucher program is fantastic for a young company like ours as it allows us to expand our knowledge of future customers and develop the right product for the right application.” “Working with Université Saint-Anne has been a great experience so far, and we are excited to expand the collaboration through this program.” Ten businesses are getting vouchers of up to $25,000 to help build on work from a previous voucher. Schoolhouse Gluten-Free Gourmet Ltd., of Mahone Bay, will work with nutrition experts at Mount Saint Vincent University to expand their products by developing a gluten-free, easy-to-digest craft beer. “We’re hoping to change the way people think about gluten-free beer,” said Jennifer Laughlin, co-owner of Schoolhouse. “Bottling our first batch for Nova Scotian consumers is still in the future — but this voucher, and our partnership with Dr. Bohdan Luhovvy, brings us a big step closer to our goal of making a delicious, easy-to-digest beer.” More than 240 businesses have received vouchers since the program started in 2008. “CBU is very pleased to be working with a dynamic group of voucher recipients again this year,” said Dr. Dale Keefe, dean of research and graduate studies, Cape Breton University. “The voucher program has consistently proven to be a valuable award which helps our university strengthen existing partnerships and form new industry-university collaborations that enable our faculty and students to provide R and D expertise to industry.” Other participating universities and colleges are: Acadia Dalhousie, including its agricultural campus in Truro Nova Scotia College of Art and Design Nova Scotia Community College Saint Mary’s St. Francis Xavier To be eligible, businesses must be registered to operate in Nova Scotia and have less than 100 employees when they apply. For more information on the voucher program, visit .last_img read more

Imran approves price hike petrol at Rs 11783l

first_imgIslamabad: Pakistani Prime Minister Imran Khan might have brought down the price of the staple flat breads for his countrymen but he has approved the recommendation of the Oil and Gas Development Authority (OGRA) to increase petrol prices by Rs 5.15 per litre that will bring the cost to Rs 117.83 a litre. The federal government increased the prices of all petroleum products for the month of August amid a slight reduction in the international crude price in a meeting held on Wednesday, as reported by Dawn newspaper. Also Read – Saudi Crown Prince ‘snubbed’ Pak PM, recalled jet from US The price of petrol was hiked by Rs 5.15 per litre, and Rs 5.65 increase was for High Speed Diesel (HSD). Similarly, the price of kerosene was increased by Rs 5.38 and Rs 8.9 for Light Diesel Oil (LDO). Earlier on Tuesday, the regulatory authority had moved a summary to the government containing calculations on petroleum prices on the basis of higher general sales tax and petroleum levy. According to an official, the crude price had dropped by more than 12 per cent in the Arabian Gulf to $63 per barrel on July 30 from $72 on April 28, but the government had been gradually increasing tax rates. Also Read – Record number of 35 candidates in fray for SL Presidential polls The government increased the ex-depot rate of HSD to Rs 132.47 per litre, from Rs126.82, showing an increase of about 4.45 per cent. Likewise, the government increased the ex-depot price of petrol to Rs 117.83 per litre from Rs 112.68 — up about 4.6 per cent. Similarly, the ex-depot price of LDO was fixed at Rs 97.52 per litre – up more than 10 per cent over the previous rate of Rs 88.62. The kerosene price was fixed at Rs 103.84 per litre, showing an increase of about 5.5 per cent over the previous rate of Rs 98.46. The government is charging 17 per cent general sales tax (GST) on all petroleum products. Besides the GST, the petroleum levy ranging between Rs 14-18 per litre was being charged on petrol and HSD and Rs 3-6 on kerosene and LDO. Petrol and HSD are two major products that generate most of the revenue because of their massive and yet growing consumption in the country. Total HSD sales are touching 800,000 tonne against monthly consumption of around 700,000 tonne of petrol. The sales of kerosene and LDO are generally less than 10,000 tonne per month.last_img read more

RCMP keeping an eye on Burnaby Mountain protest

first_imgAPTN National NewsA British Columbia judge granted an injunction to Kinder Morgan last week to remove activists from Burnaby Mountain.The protesters are trying to stop Kinder Morgan from starting survey work needed to twin an existing pipeline.The deadline for protesters to leave passed with no arrests, but as APTN’s Tina House reports this can happen at any moment.last_img

Manitoba hockey team comes under fire over derogatory name

first_imgAPTN National NewsA city councillor in Morden, Man. is pushing a local junior hockey team to change its name.She said it’s offensive to Indigenous people.APTN’s Matt Thordarson has the story.last_img

Retail workers feel disruption from shifting shopper habits

first_imgNEW YORK, N.Y. – With new options and conveniences, there’s never been a better time for shoppers. As for workers … well, not always.The retail industry is being radically reshaped by technology, and nobody feels that disruption more starkly than 16 million American shelf stockers, salespeople, cashiers and others. The shifts are driven, like much in retail, by the Amazon effect — the explosion of online shopping and the related changes in consumer behaviour and preferences.As mundane tasks like checkout and inventory are automated, employees are trying to deliver the kind of customer service the internet can’t match.So a Best Buy employee who used to sell electronics in the store is dispatched to customers’ homes to help them choose just the right products. A Walmart worker dashes in and out of the grocery aisles, hand-picks products for online shoppers and brings them to people’s cars.___Editor’s note: This story is part of Future of Work, an Associated Press series that explores how workplaces across the U.S. and the world are being transformed by technology and global pressures. As more employers move, shrink or revamp their work sites, many employees are struggling to adapt. At the same time, workers with in-demand skills or knowledge are benefiting. Advanced training, education or know-how is becoming a required ticket to the 21st-century workplace.___Yet even as responsibilities change — and in many cases, expand — the average growth in pay for retail workers isn’t keeping pace with the rest of the economy. Some companies say that in the long run the transformation could mean fewer retail workers, though they may be better paid. But while some workers feel more satisfied, others find their jobs are just a lot less fun.Bloomingdale’s saleswoman Brenda Moses remembers the pre-internet era, when the upscale store was regularly filled with customers ready to buy. These days, department stores are less crowded and the customers who do come in can make price comparisons on their phones at the same time as they pepper staff with questions.“You tell them everything, and then they look at you and say, ‘You know what? I think I will get it online,’” she said.Moses has seen her commission rate rise to 6 per cent from a half a per cent, but her hourly wage dropped from $19 as low as $10 before it came back up to $14. Depending more on commissions means her income fluctuates, and she’s competing with her colleagues for each sale.“Now,” Moses said, “you have to fight to make your money.”The same could be said for the retailing industry, overall. In 2017, 66,500 U.S. retail jobs disappeared (not taking into account jobs added in areas like distribution and call centres). In the past decade, about one out of every seven jobs have vanished in the hardest-hit sectors like clothing and consumer electronics, says Frank Badillo, director of research at MacroSavvy LLC. Though department stores have suffered the most, smaller businesses also have struggled to compete with online sellers.Many of the survivors are rushing to adapt. Of the retail jobs that remain, over the next decade as many as 60 per cent will either be new kinds of roles or will involve revised duties, says Craig Rowley, senior client partner at Korn Ferry Hay Group, a human resources advisory firm. He estimates the number is about 10 per cent now.How fast retail jobs will change and what they’ll look like depends on three factors, Rowley said: the pace at which online shopping advances; the speed at which robotics and other technology progress; and shifts in the minimum hourly pay.“Jobs for workers will get more interesting and be more impactful on the company’s business,” Rowley said. “But the negative side is that there will be fewer entry-level jobs and there will be more pressure to perform.”Some retail workers at the vanguard of the changes — like Laila Ummelaila, a personal grocery shopper at a Walmart in Old Bridge, New Jersey — speak glowingly of their new responsibilities.Walmart, the nation’s largest private employer, has scrutinized every job in its stores as it looks to leverage its more than 4,000 U.S. locations against Amazon’s internet dominance.The company now has 18,000 personal shoppers who fill online orders from store shelves, and 17,000 check-out hosts whose responsibilities are more extensive than the greeters of old, including keeping the area clean and making sure registers move efficiently. The company has also shifted workers from back-room clerical jobs and eliminated some overnight stocker positions in favour of more daytime sales help. The customers like the changes, company officials say, pointing to more than three years of sales growth at its established U.S. stores — a contrast with other, suffering retailers.Ummelaila became a personal shopper after joining the company three years ago. To meet her store’s goals, she must pick one item per 30 seconds. If she can’t find something, she has to quickly get a substitute that’s as good or better.“You start to get to know the customers, you know what they like,” she said, “how they like their meat … and how long they keep milk in the fridge.”Best Buy, meanwhile, has begun a free service in key markets where salespeople will sit with customers in their own homes and make recommendations on setting up a home office to designing a home theatre system. Best Buy said shoppers spend more with a home visit than they do at the stores. The project follows Amazon, which reportedly has been testing a program that sends employees to shoppers’ houses for free “smart home” recommendations.At Steve Frederick’s townhouse in Chicago, Billy Schuler offered advice about speakers that can be adjusted from a smartphone. Schuler, who had previously worked at Best Buy for 14 years, returned to the company to take on the new role.“Customers are more relaxed when they are in their home,” he said. “We can do a walkthrough of the house and see their needs.” He likes to “break the ice” by calling the person and chatting a day or two before the visit.Frederick, who’s spending close to $20,000 on the equipment, describes himself as “old-school” and says he needed a lot of help. He thinks it was worthwhile.“When you are spending that kind of money, you want to have someone come in and explain it,” he said.Schuler declined to give specifics but says he is well compensated. Ummelaila says her pay went up to nearly $12 per hour from $10 when she became a personal shopper.Target credits its strategy of assigning dedicated sales staff in areas such as clothing, consumer electronics, and beauty for helping increase sales, and says having visual merchandisers create vignettes like shoppers would see in specialty stores inspires people to buy. “You are making an outfit and telling a story on each rack,” says Crystal Lawrence, who works at a Target store in Brooklyn, New York. She likes the variety in her new job, and Target says it plans to keep paying higher wages for those specialized roles.But a survey of nearly 300 retail workers — conducted by the Center for Frontline Retail and Community Development Project at the Urban Justice Center — found that of those workers whose job responsibilities have changed, more than 40 per cent said they hadn’t received pay increases to reflect that.Wages for hourly retail workers have risen less than 9 per cent since 1990, compared with 18 per cent for overall workers in the private sector. There has been some progress recently; some of the biggest retailers, like Walmart and Target, have made moves to increase pay in the face of low unemployment and competition for workers.“For a long period, these retail jobs were just terrible on average,” said Michael Mandel, chief economic strategist at the Progressive Policy Institute. “Retail stores have been following one strategy: high turnover, low wages. That strategy is no longer viable.”Mandel sees hope in technology, which he says has historically created more and better-paying jobs than it has eliminated.The National Retail Federation trade group points to government data showing that even in large supermarket chains where self-checkout has become standard, the number of employees per store has held steady over the 15 years through 2014. And the demand for grocery cashiers increased in the past few years, says Burning Glass Technologies, a company that analyzes labour market data.McDonald’s says the self-serve kiosks it has been rolling out won’t result in mass layoffs, but will mean that some cashiers shift roles to accommodate changes like offering table service.But a report prepared by Cornerstone Capital Group for the Investor Responsibility Research Center Institute predicts that more than 7.5 million retail jobs are at risk of being eliminated by automation over the next several years.Amazon is testing a grocery store in Seattle without cashiers, using cameras and shelf sensors to keep track of the items that shoppers grab and charge them. Eatsa, an automat-style restaurant in San Francisco, lacks cashiers as well — diners order at kiosks and workers prepare the food behind an opaque wall, with virtually no interaction between them.Labour groups are trying to address some of the new issues. Under a contract reached last May between Bloomingdale’s and the Retail, Wholesale and Department Store Union, Moses and other members who work at the flagship store in Manhattan can also get commissions from some online sales.And a labour group representing 1.3 million grocery and food workers is trying to combat automation by highlighting that workers’ specialized skills — like the care they take in icing a rose on a wedding cake, or arranging flowers, or the ability of human workers to recognize spoiled food — provide a benefit to shoppers.“Separating progress for the consumer, for the worker, for the economy versus the stockholders … those are completely different things,” says Erikka Knuti, a spokeswoman for the United Food and Commercial Workers International Union.Others say automation and happy workers are not necessarily incompatible.Walmart’s CEO Doug McMillon foresees fewer sales associates at his stores, but they’ll be better paid and better trained. Walmart has trained 225,000 supervisors and managers on topics like new apps and better customer service. It says managers who go through the academies have better retention rates than those who do not. Workers who report to those managers stay longer. And entry-level workers who complete a new training program are more likely to remain.It’s a shift retailers may have to speed up. Government figures show the rate of retail workers quitting their jobs in 2016 was at its highest since 2007.Alfredo Duran, who started as a sales associate at Gap and worked at six retailers over 15 years, left the industry two years ago. As a manager at clothing chain Mango, he was making $75,000 a year. But once the store closed, he had trouble finding another job in retail because no one wanted to pay him for his experience.“It’s gone down. One person is doing three jobs. And you can’t move up,” said Duran, 38, of Queens, New York.He’s now a concierge at a Manhattan hotel, making half of what he used to earn — but happy he left retail.___AP Video journalists Terry Chea in San Francisco and Teresa Crawford in Chicago contributed to this report.___Follow Anne D’Innocenzio: story is part of Future of Work, an Associated Press series that explores how workplaces across the U.S. and the world are being transformed by technology and global pressures. As more employers move, shrink or revamp their work sites, many employees are struggling to adapt. At the same time, workers with in-demand skills or knowledge are benefiting. Advanced training, education or know-how is becoming a required ticket to the 21st-century workplace.last_img read more

RBI asked to disclose info on bank inspection reports

first_imgNew Delhi: The Supreme Court Friday directed the Reserve Bank of India (RBI) to disclose information on its annual inspection report of banks under the Right to Information (RTI) Act unless they are exempted under law.A bench headed by Justice L Nageswara Rao also directed the federal bank to review its policy to disclose information relating to banks under RTI, saying “it is duty bound under the law”. The bench, which did not go ahead with contempt proceedings against the RBI, made it clear that it was giving a last opportunity to it to comply with provisions of the transparency law. Also Read – India gets first tranche of Swiss account details under automatic exchange frameworkThe bench said it would have taken a serious view to the refusal of the RBI to part with information under RTI. “Any further violation shall be viewed seriously,” the bench said. In January this year, the top court had issued contempt notice to RBI for not disclosing annual inspection report of banks under RTI. Earlier, the apex court and the Central Information Commission, both had held that the RBI could not deny information to an information seeker under the transparency law unless the material is exempted from disclosure under the law. Also Read – Trio win Nobel Medicine Prize for work on cells, oxygenThe RBI, in its defence, had said that it could not disclose information as the annual inspection report of the bank contained “fiduciary” information as defined under the transparency law. The bench was hearing a contempt petition filed by RTI activist S C Agrawal against the RBI. Agrawal had sought complete information including related documents from RBI on the imposition of fines on some banks for violating rules. He had also sought the list of banks and the default for which show cause notices were issued to them before the fine was imposed. Despite the apex court’s judgement for disclosure of such information, the RBI had issued a “Disclosure Policy” under which it has listed certain information as being exempted from being disclosed of the RTI Act. “It is to be noted that this specific information is similar to what was held not to be exempted by the Supreme Court,” claimed the plea. The RBI had refused to disclose such information on the grounds of economic interest and holding such information in a fiduciary relationship with these individual banks. “Such reason is in direct contempt with this court’s judgment. The information titles which are in contempt belong to the Department of Banking Regulation, Banking Supervision, Cooperative Banking Regulation/Department of Cooperative Banking Supervision and Consumer Education and Protection Department. “This exempted information under the policy was held to be not exempted by the Supreme Court. Thus, this exemption leads to contempt of this court’s order,” the plea has said. The Supreme Court had in 2015 held that RBI should take rigid action against those banks and financial institutions which have been indulging in “disreputable business practices” and said it could not withhold information on defaulters and other issues covered under the RTI Act. It had further clarified that RBI cannot withhold information under the “guise” of confidence or trust with financial institutions and is accountable to provide the information sought by the general public.last_img read more

With looming NAFTA deadline and intensive talks Freeland postpones UN speech

WASHINGTON — Foreign Affairs Minister Chrystia Freeland postponed her marquee United Nations speech Saturday as negotiators on both sides of the Canada-U.S. border continued their full-court press for a breakthrough on a North American free-trade deal.Officials in Freeland’s office say the minister, who had been scheduled to deliver Canada’s address to the General Assembly, exchanged her slot with another country and will instead speak on Monday.That’s an important date in the NAFTA calendar: Congress has declared an Oct. 1 deadline for Canada to join an existing agreement between the U.S. and Mexico in time for a vote on Capitol Hill, and it’s also the day voters in Quebec go to the polls.Quebec, which is home to half of Canada’s dairy industry, has become an important political fulcrum in the talks, particularly if Canada agrees to concessions that would improve access to the country’s dairy market for U.S. producers.And despite the fact that dairy remains a popular talking point for people like U.S. President Donald Trump and his trade ambassador, Robert Lighthizer, sources familiar with the talks say it’s no longer a hurdle.Other sources say Freeland took part in a lengthy conference call Friday night with negotiators and their U.S. counterparts in Washington, who have been taking part in intensive talks all week.“The U.S. knows what they need to do to get a deal, so it’s really up to them,” said one, speaking on condition of anonymity given the sensitive nature of the talks.“We’re focused on the substance, not the timetable.”The most contentious issues continue to be preserving Canada’s cultural exemption and Canada’s insistence on preserving Chapter 19, which allows for independent panels to resolve disputes involving companies and governments.Canada also wants assurances it will no longer be subject to heavy American tariffs on steel and aluminum exports, as well as autos — a weapon Trump has made clear in recent months is his preferred cudgel for beating up on trade partners he believes are mistreating the U.S.As of now, Canada appears content to conduct the negotiations via conference call — a departure from its earlier strategy, which saw Freeland racking up the frequent-flyer miles as she jetted back and forth between Washington and Ottawa.In an eyebrow-raising news conference Wednesday at the UN, Trump hinted at personal animus between Lighthizer and Freeland when he claimed that he rejected a Canadian request for a face-to-face meeting with Prime Minister Justin Trudeau — a request Ottawa flatly denied making.“We’re very unhappy with the negotiations and the negotiating style of Canada,” Trump said. “We don’t like their representative very much.”The formal text of the U.S.-Mexico deal must be released by Sunday so it can be presented to the U.S. Congress by the end of the month, fulfilling a 60-day notice requirement that would allow lawmakers to approve it by Dec. 1 before the newly-elected Mexican government takes power.Fears have persisted that Congress would be willing to press ahead with the bilateral agreement if Canada can’t get a deal done. Mexico’s new president-elect, however, said in an interview Friday that he has agreed to push the American side to make a deal with Canada.Mexico and the United States announced their own bilateral deal last month, sparking a renewed round of negotiations between Washington and Ottawa to bring Canada into the NAFTA fold.One source says Chapter 19 has not survived the Mexico-U.S. deal, but Chapter 20, the government-to-government dispute settlement mechanism, has been preserved in its entirety.Mexican ambassador Dionisio Perez Jacome said his country still wants Canada to come on board, regardless of congressional deadlines.“Hopefully Canada can be included already in the text. If not, then the process gets more complicated, but it’s also possible to come in … some days after.”Sources say Mexico is fine with the Trudeau government waiting past Monday’s Quebec election because it understands any concession it might be willing to make on allowing greater U.S. access to dairy would be a political bombshell in the final days of the provincial campaign.There’s no guarantee Congress would allow Trump to move forward with a two-country deal that excludes Canada because it originally granted him the authority to negotiate a three-country pact.Trump says he will pursue a trade deal with or without Canada, and has repeatedly threatened to impose punitive tariffs on Canadian automobiles if a trilateral deal can’t be reached.Trump has already imposed hefty steel and aluminum tariffs on Canada and Mexico, using a section of U.S. trade law that gives him the authority to do so for national security reasons.The Trudeau government has branded the 232 tariffs illegal and insulting given the close security relationship between Canada and the U.S., including their shared membership in Norad, which defends North American airspace.— With files from Mike Blanchfield in Ottawa. read more

Regina residents show solidarity for Hong Kong protests

A group of Regina residents is gathering at City Hall today to show support for pro-democracy protesters in Hong Kong, who have been demonstrating for more than two months to stop a proposed extradition bill and implement dual universal suffrage for Hong Kongers.The gathering is set to begin at 1 p.m.The protest is in conjunction with gatherings in six other major Canadian cities, as well as across the world.“We ask the people of Canada to stand with us in solidarity to safeguard the core values we both share,” said Hong Kong activist and Haligonian Joshua Wong in a statement.Protesters are asking Canadians to call on their own MPs to press Britain and China to follow the Sino-British Declaration on 1984, to condemn police brutality and maltreatment of dissidents, and to urge the Hong Kong government to meet the five demands Hong Kongers have put forward. This includes withdrawing the proposed bill, the government to not use the word “riot” in relation to protests, the unconditional release of arrested protesters and dropping charges against them, an independent inquiry into police behaviour, and the implementation of genuine universal suffrage.Story continues belowThis advertisement has not loaded yet,but your article continues below.The protests have been going on in Hong Kong since early June. read more

TMobile paying at least 90M mostly in refunds to customers for unwanted

by Marcy Gordon, The Associated Press Posted Dec 19, 2014 11:51 am MDT T-Mobile paying at least $90M, mostly in refunds to customers, for unwanted text services AddThis Sharing ButtonsShare to TwitterTwitterShare to FacebookFacebookShare to RedditRedditShare to 電子郵件Email WASHINGTON – T-Mobile US will pay at least $90 million, mostly in refunds, for billing customers for cellphone text services they didn’t order, under a settlement with federal regulators.The Federal Trade Commission announced the agreement Friday with T-Mobile over billing for unauthorized charges, a practice known as “cramming.” T-Mobile, the fourth-largest U.S. cellphone company, is paying at least $67.5 million in refunds to affected customers plus $18 million in fines to the 50 states and the District of Columbia, and $4.5 million in fines to the Federal Communications Commission.The FTC sued T-Mobile in July, accusing it of billing customers for subscriptions to text services like $9.99-per-month horoscopes, ringtones, “flirting tips” or celebrity gossip updates that they didn’t want or authorize.T-Mobile collected 35 per cent to 40 per cent of the charges, even after being alerted by customers that they were bogus, the FTC alleges. That earned the company hundreds of millions of dollars, the agency said.“We learned during this case that T-Mobile was in bed with the crammers,” said Travis LeBlanc, head of the FTC’s enforcement bureau. He was referring to the third-party companies that put charges on phone bills for text services. Many consumers aren’t aware that third-party companies can do that, the regulators say.Officials told reporters on a conference call that the $90 million was a floor, not a maximum, for the amount that T-Mobile could end up paying. “It could be well north of $100 million,” said Bill Sorrell, the attorney general of Vermont.A T-Mobile spokeswoman said the company had no immediate comment on the settlement. T-Mobile began a refund program in July and has said it has notified current and former customers. The company didn’t provide an estimate of how much it has paid in refunds to date.T-Mobile US Inc., based in Bellevue, Washington, is controlled by Germany’s Deutsche Telekom AG. It’s the No. 4 U.S. cellphone carrier after Verizon Wireless, AT&T Mobility and Sprint.The settlement must be approved by a federal court in Seattle, where the FTC filed its lawsuit.Under the settlement, T-Mobile must provide full refunds to all its customers affected by the “cramming,” and the amount it pays in refunds and fines must reach at least $90 million. If the payout doesn’t reach that amount, the difference between what T-Mobile pays and $90 million will go to the FTC for additional relief to consumers, consumer education or other uses.T-Mobile also must contact all of its affected customers, both current and former, to tell them about the refund program and how they can make a claim. That must be done in a “clear and conspicuous way,” the FTC said. Going forward, T-Mobile must get customers’ explicit consent before putting third-party charges on their bills. The company must clearly indicate any third-party charges on the bills.The settlement with T-Mobile came two days after another federal regulator, the Consumer Financial Protection Bureau, sued rival Sprint Corp. for alleged cellphone “cramming.” The CFPB is seeking an unspecified money penalty against Sprint.The T-Mobile agreement is the second-largest settlement for the government over mobile cramming. In October, AT&T Mobility agreed to a $105 million settlement with the FTC. Officials said that with the two settlements, about half of all U.S. cellphone users now will be protected from abusive third-party charges.“Mobile cramming is an issue that has affected millions of American consumers, and I’m pleased that this settlement will put money back in the hands of affected T-Mobile customers,” FTC Chair Edith Ramirez said in a statement Friday. “Consumers should be able to trust that their mobile phone bills reflect the charges they authorized and nothing more.”__Refund site for T-Mobile customers: read more

Mens basketball Ohio State opens season with Sunday exhibition against Wooster

C.J. Jackson (3), Jae’Sean Tate (1) and Keita Bates-Diop (back) will be three players head coach Chris Holtmann will count on in the 2017-18 season. Credit: Mason Swires | Former Assistant Photo EditorFor the first time in nearly eight months, Ohio State’s men’s basketball team will take the court as the new-look Buckeyes will take on Wooster in an exhibition at 4 p.m. Sunday at the Schottenstein Center.Uncertainty surrounding the team derives from a myriad of new faces, from the coaching staff to the transfers to the freshmen. Although fans might not know what to expect from the Buckeyes talent-wise, senior forward Jae’Sean Tate said those in attendance will witness an energetic team. “I think you guys are gonna like what you see — just the energy, the excitement,” Tate said Friday. “You’re gonna see a lot of guys just having fun out there.”Ohio State finished the 2016-17 season with a 17-15 record, including a disappointing 7-11 record within the Big Ten and a first-round Big Ten tournament loss to Rutgers. The Scarlet and Gray return a few players from last season, including Tate, redshirt senior guard Kam Williams and junior point guard C.J. Jackson. The Buckeyes also welcome back redshirt junior forward Keita Bates-Diop, whose season ended early due to surgery on his left shin. Tate described Bates-Diop as the best all-around player on the team and said the opportunity to play with him was one of the biggest reasons he initially came to Ohio State. Bates-Diop returned to the court in last week’s closed scrimmage against Xavier and said it felt amazing to finally compete against another team again. The soft-spoken forward compared the 2017-18 team to last season’s team by emphasizing the increase in intensity.“Just comparative maybe — if you look at last year’s team — the passion, the consistent effort is out there all the time,” Bates-Diop said. “I hope you’ll see us just giving it our all — there’s nothing held back just for 40 minutes.”With the exhibition against Wooster on the horizon, Holtmann emphasized the necessity to play as a team.“I just want to see us share the ball and move the ball offensively. We’ve been working on that,” Holtmann said. “I want us to continue to understand how we expect to play offensively.”Holtmann has continually reiterated the importance of defense during the offseason. Last Sunday’s closed-door scrimmage against Xavier opened his eyes to certain issues.“Defensively, I want to see how committed we are on that end and how connected we are on that end,” Holtmann said. “I think we were good at times, in terms of being connected and committed last week [against Xavier], but we didn’t always execute real well — we fouled too much.”Holtmann wants the team to be “connected,” but what does that actually mean?“I think when you see a connected team, you see guys giving appropriate help defensively,” Holtmann said. “You see guys having an awareness of both their man and the ball, and a willingness to respond appropriately defensively. You see guys picking up a teammate when he takes a charge.”Offensively, Bates-Diop said he primarily wants to see unselfishness from the Buckeyes.“Moving the ball around — good ball movement — just good offense in general,” Bates-Diop said. “We work on that a lot, so we’d like to see that come to fruition Sunday.”Holtmann said he’s treating the scrimmage as another practice, but Tate envisions the game as the first chance for the team to make an impression.“Just being able to play together,” Tate said. “It’s a scrimmage — but when you can be able to play in front of all the fans in the Schott — there’s just no feeling like it. And we haven’t had that in a while. We haven’t had it at all with all the faces we have.” read more

Perus Overprime offering narrow vein range globally partners with GHH Fahrzeuge

first_imgAlso reviewed in the July IM issue, Peru’s Overprime Manufacturing SAC, as part of the products it has been manufacturing since 2016, offers two narrow loaders for narrow-vein mining operations; the XLH05D of 0.5 m3/ 0.75 yd3 and the XLH12D of 1.20 m3/1.50 yd3 of load capacity. Both at the level of their structures and their components, the LHDs are designed to withstand the demanding work of narrow vein operations, as well as demanding temperatures. The main components (engine, pumps, valves, electrical systems) are recognised brands for work in underground mining operations. They are 100% hydrostatic driven and their engineering design allows easy access for periodic filter change, lubrication, pressure regulation, as well as maintenance of the main components.The configuration of the equipment used in the design (engine power/pressures/hydraulic flow) allows for a high torque performance, load capacity and therefore productivity in different work environments such as in high altitude above sea level and steep gradients.Overprime and GHH Fahrzeuge have agreed to form a strategic alliance, promoting the sale of their machines in the areas of influence of each of the companies in the world. This alliance will allow technical and commercial synergies, shared knowledge of markets, and new technical adaptations of the machines based on the requirements of each market, enabling comparative advantages of after sales support, efficiency and productivity.last_img read more

John Deere Power Systems electrification and engine solutions to take centre stage

first_imgJohn Deere Power Systems says it will showcase its proven electrification solutions in addition to a range of new engines at the upcoming Bauma fair in Munich, Germany, on April 8-14.The company’s 644K (pictured) and 944K hybrid wheel loaders have collectively logged more than 1 million operating hours in the field, it said. “This level of real-world experience is key as more OEMs look to John Deere Power Systems for technologies to reduce emissions, improve fuel economy, and enhance machine performance and reliability.”This milestone follows the announcement that the John Deere family of Stage V engines recently received official certification, the company said.John Deere said it was among the first to introduce electric drive technology in off-highway equipment, producing the 644K hybrid loader in 2013 and the 944K hybrid loader in 2015. This saw John Deere Power Systems join forces with John Deere Electronic Solutions to “successfully design and implement fully integrated electric drivetrain systems”, it said. This concept was first introduced at Bauma 2016.While off-highway equipment manufacturers continue to explore and evaluate hybrid and electrification solutions for their respective markets, the demands of the end customer for reliability and productivity continue to increase, according to the company.“In response to this, John Deere is developing technology to meet manufacturers at various phases of implementation and development,” it said.Darren Almond, Drivetrain Product Planning Manager for John Deere Power Systems, said the company is working closely with original equipment manufacturers (OEMs) to understand their application needs in the field of electrification. “Exceeding 1 million operating hours shows that John Deere has an in-depth understanding of how to make hybrid drivetrain systems work in the field,” he said. “We can use our expertise to discover innovative ways to develop reliable, efficient, cost-effective alternatives to traditional drivetrain systems.”The OEM electrification approach of John Deere seeks to offer integrated solutions that address the interfaces between the electrical generator and/or motors, power electronics, and mechanical interfaces, according to the company. To accompany its hybrid solutions, John Deere Power Systems will showcase new engine options at the upcoming Bauma fair. The new 13.6 litre engine from John Deere will be part of the Stage V line-up for industrial and generator set markets. In addition to the 13.6 litre engine, John Deere will display its 4.5 litre EWS engine for the first time. “The 4.5 litre EWS engine serves both the 80 kVA and the 100 kVA markets and expands the non-EGR engine generator drive lineup for Stage V from John Deere,” the company said.last_img read more

EA to offer persistent cloud profiles across games

first_imgOf all the video game publishers out there, EA is the one that pushes regular new releases of its most popular games the hardest. Sports games in particular almost always get a new version on a yearly basis, and somehow manage to offer up enough features to tempt us into buying the next game.The only problem with these annual game updates, apart from the cost to the gamer, is it usually involves the player starting again in the game. All those hours spent building up a character or a team are lost, and you have to do it all over again. For the most part that may be enjoyable, but if you just purchase to get the most up-to-date names and rules, then it soon becomes a chore.AdChoices广告That problem is now set to solved according to EA Sports president Peter Moore. During a talk at the MI6 video game marketing conference, he discussed plans to introduce persistent profiles for particular game series, and rewards for playing multiple games in a given series.What that means is, if you buy a FIFA 11 or Madden 11, for example, any work you do with a team or individual characters will be stored in the cloud rather than just on your console’s hard drive. Then, when you buy FIFA 12 or Madden 12, the new game recognizes you have previous game data to use. This could give you a head start in the game, and also reward you because you are a loyal player.At the moment there is no time scale for implementing this system, but EA won’t take too long to get it working otherwise they wouldn’t be talking about it. I bet it will appear very quickly if they can tie it in to Project Ten Dollar somehow.Also, don’t think this will just be limited to sports games, as sequels of any game may benefit from such persistence. If not for gameplay, then at least for rewards in the form of DLC or unique virtual items.via Joystiqlast_img read more

Why polio survivors say theyve been abandoned by the charity it says

first_imgHowever, in 2015, Rehab Group had to inform the PPSG that it was no longer able to provide these donation grants as the funding derived from the Charitable Lottery Fund had ceased.The spokesperson said that the cessation of this fund had a “significant impact” on Rehab’s funding stream and it could not continue to make those donations as “financial sustainability is a key pillar of our long-term strategic plan”.The charity has been subject to much controversy in recent years, over the fallout from that culminated in the resignation of its chief executive Angela Kerins in 2014.In 2016, Rehab’s income totalled €151 million and its spending amounted to €154 million.The organisation received HSE funding of €63 million under the headings of training, support and employment, along with day activity and day care services.Also in 2016, Rehab supported more than 17,000 people across its care, learning and employability services.Rehab also provided over 197,000 hours of home support hours, while over 7,800 vital respite bed nights were provided to adults and children with disabilities.‘Let down’Polio survivors have said that Park House is no longer being used for the benefit of polio survivors.The campaign group said in a statement: “Polio survivors are no longer receiving services and feel abandoned by the organisation they funded and founded.”They said that the needs of polio survivors are increasing as they age, especially with post-polio syndrome, a condition that exacerbates their original disability and causes chronic fatigue and pain. Source: Andres PovedaThey welcomed the offer of a meeting with Rehab following their protest during the week but expressed fears that it may take some time to secure what they’re seeking.“As this issue has already dragged on for three and a half years, we are concerned that this process could drag on for much longer,” they said.Given our age profile, time is not on our side.Also critical of the use of Park House that was “paid for by polio survivors and their families”, they said this asset is no longer being used to benefit them.ProgressThe Rehab spokesperson said that it is still working with polio survivors to try to provide support, and denied that Park House was no longer being used to support them.They said: “While we have no legal obligation to provide funding to Polio Survivors Ireland, we are continuing to hold constructive discussions with them in relation to a way forward for this fellow charity.For example, we also provided €35,000 towards the cost of a Development Officer and offered our assistance, expertise and guidance to the PPSG on a number of specific projects. Image: Andres Poveda Justice for Polio Survivors campaign group outside Rehab’s premises in Sandymount Image: Andres Poveda Why polio survivors say they’ve been ‘abandoned’ by the charity it says used to support them Rehab uses the former grounds of the Polio Fellowship, after it merged in the 1980s, but campaigners say they no longer receive support. THE CHARITY REHAB has said that losing a crucial funding stream in 2015 is the reason why it could no longer make donations to Polio Survivors Ireland.Campaign group Justice for Polio Survivors organised a protest earlier this week outside Rehab’s premises in Sandymount over what it called Rehab’s “refusal to support or help people with disabilities arising from polio”, and this was supported by Polio Survivors Ireland.Polio is a crippling and potentially fatal disease, which can cause paralysis and permanent disability.Although diagnosis of polio is nowhere near as widespread as in previous years, it is estimated that there are around 7,000 survivors of polio in Ireland today.Following its protest earlier this week, Rehab agreed to meet with the campaign group Justice for Polio Survivors but the latter were critical of a refusal to commit to a negotiation.HistoryThe Polio Fellowship of Ireland was the first organisation set up for people with polio in Ireland in the 1950s, at a time when polio was commonly diagnosed and supported care for people with disabilities arising from the disease.The Rehab Group also offered such services, and the PFI merged with Rehab in the 1980s.The PFI’s main centre at Park House, acquired in the 1960s and covering 3.5 acres in Stillorgan, became part of the group.The Post-Polio Support Group, which would later become Polio Survivors Ireland, was set up in the early 1990s.Through funding it had received, Rehab provided support to this group.A spokesperson for Rehab told “Rehab was one of a number of charities that was a beneficiary of the former Charitable Lottery Fund which came into existence in 1997.It was from these funds that donation grants were made to the Post-Polio Support Group (PPSG) (now called Polio Survivors Ireland) by Rehab totalling €583,000 since 2000. Tweet thisShare on FacebookEmail this article Feb 18th 2018, 8:31 PM Sunday 18 Feb 2018, 8:30 PM Short URLcenter_img By Sean Murray 12 Comments 12,538 Views Park House provides person-centred service that caters to the individual needs of the people who use them, this would of course extend to people with post-polio syndrome should an individual be referred to our services.  The people who attend Park House generally speaking would have acquired physical/sensory disabilities. Our programmes change and evolve based on the demand from the people who use them.Fran Brennan, CEO of Polio Survivors Ireland, told that Rehab agreeing to meet is one thing, but negotiating is another.He said the group had had a number of meetings with Rehab since its funding was cut to no avail.“We had a charity and advocacy group for people with polio providing this support and these services, and then we had to start all over again,” he said.Brennan said a lot of their members would have had “varying degrees of disability from polio” but they become less mobile and less independent as they get older, and his charity want to be in a position to provide them with supports.“We want some of that funding restored,” he said. “But even if we couldn’t get all of the things we wanted, we could adapt and find a way.It’s not just about the [Park] House. Polio Fellowship was the main charity for polio survivors. After the merger, polio survivors had to start all over again without the resources and of assets of the Polio Fellowship.  When you consider what Rehab Group gained from the merger, what polio survivors are asking for is not unreasonable.Read: Rehab Group to drop its name and spend up to €40,000 on rebrandingRead: Angela Kerins wins big chunk of legal costs due to ‘exceptional’ importance of her failed case Justice for Polio Survivors campaign group outside Rehab’s premises in Sandymount Share55 Tweet Email2 last_img read more